Michigan No Fault Wage Loss Benefits
Work loss benefits are payable to an injured person for three years
following an accident, covering 85% of the gross lost wages. The maximum
benefit is raised each year.The No Fault insurance company will
reimburse wage loss up to the monthly statutory maximum for 3 years
after the accident. For 2009, the monthly maximum is $4878.00. A
doctor's disability slip and proof that you were earning a wage are
required. If you were still looking for work or were temporarily
unemployed at the time of an accident, you will still be able to receive
benefits. If your earnings exceed the statutory maximum, then
additional wages lost can usually be collected from the negligent
driver's automobile insurer.
The staff of Michael Morse P.C. is always available to answer your
questions or clarify any of the answers provided below. Please contact
us should you need further assistance.
If I'm in an accident and can't work, what wage-loss benefits am I entitled to receive?
You are entitled to have the motor vehicle insurance carrier pay 85 percent of the gross wages lost due to the accident.
Your inability to work must be due to your injury. This is not a
lifetime benefit. It ends three years from the date the accident
occurred, regardless of whether or not you're permanently or totally
disabled.
Can I qualify for wage-loss benefits if I was unemployed at the time of an accident?
Yes, if you can establish that you were only temporarily unemployed you
could be eligible to qualify for wage-loss benefits in Michigan.
What about promotions and raises I may have missed? Can I still qualify to get them with Michigan wage loss benefits?
You may be entitled to additional wages for any raise you would have
received, or any promotion you would have gained while you were unable
to work.
Is there a limit to how much I can receive with Michigan wage loss benefits?
Yes, there is a ceiling on wage loss benefits in Michigan and the
insurance carrier is entitled to set off some wage loss benefits
received from other sources.
What if my personal injuries require an extended time away from work?
If your disability goes beyond three years or your loss exceeds the
ceiling of your benefits, you may be entitled to be compensated from the
parties responsible for causing your injury.
This is referred to as a third party claim and is discussed elsewhere on this site.
Contact us or complete our free online consultation today to find out
just what you are entitled to receive and how to get maximum money for
your pain and suffering